Yes, you can have your cake and eat it too!
Equity Release is all about staying in the home you love, while also being able to use some of the money tied up in its value. You may also – should you wish – [...]
When is the right time to access the equity in your home?
Your home is likely to be your most valuable asset, and – using Equity Release – a portion of the money tied up in it can be yours to spend as you wish. But [...]
Lump sum or Drawdown – how will you take your Equity Release?
If you live in Kensington and own your home outright, you will have a lot of money tied up in it. According to Rightmove, properties in Kensington and Chelsea had an overall average price [...]
How to talk to your elderly parents about Equity Release
Even if you have reached 55 – the qualifying age for any Equity Release loan – the time may not be right for you just yet. On the other hand, your elderly parents may [...]
Are you making the most of your retirement?
Whether you've already hung up your boots, or retirement is something you're eagerly planning, it's important to know that you'll have sufficient funds to make the most of your new found freedom. Where your [...]
There’s still time to secure a low lifetime interest rate on your Equity Release
The horrific war in Ukraine is already having repercussions for the rest of the world. As core staples like grain, animal feed, cooking oils, gas and electricity are hit by soaring prices – along [...]
10 FAQs about Equity Release
When first thinking about Equity Release, so many questions are likely to come up. Here are some of those I'm most frequently asked. Q. Can anyone apply for Equity Release? A. No – there are [...]
Helping you is what makes me tick
I love seeing the difference that Equity Release can make to my clients' lives, and I genuinely feel privileged every time someone new contacts me for advice. Money and property are in my bones. [...]
Equity Release and later life care: what you need to know
Eileen has always been fiercely independent – but, at 85, she is struggling to cope with everyday activities at home. She doesn’t want to go into long-term residential care if she can avoid it, [...]
Moving house with ER: 7 things you need to know
Equity Release is a godsend for over-55s who want to stay in the house they love instead of having to downsize in order to release some of the capital tied up in it. But [...]
Is Equity Release an option on a leasehold property?
After ten years in their London flat, Matthew and Georgina are starting to think about applying for Equity Release. At just 58 years old, this is not something they want to rush into. But, [...]
Are you ready to talk to an Equity Release adviser?
Even if you are just beginning to explore what Equity Release (ER) could do for you, it is essential that you get all the correct facts – and to do this you will need [...]
Is it better to downsize or draw down?
Michael and Elizabeth have a dilemma. They haven’t been lucky enough to get workplace pensions, and haven’t paid into a private pension plan. Now in their early 60s, they’re looking at ways to finance [...]
Inheritance Tax and Equity Release: what you need to know
Acquaint yourself with the facts about Equity Release and Inheritance Tax so you can make decisions that will benefit the friends and family you want to remember in your Will. It is famously said [...]
When is the best time to apply for an Equity Release loan?
With interest rates set to rise, now could seem the perfect time to lock in a great deal on your Equity Release loan. Most lenders will consider your application once you’re 55 years old. [...]
7 ways to use your Equity Release loan
A cash windfall can be life-changing – and so can an Equity Release loan. It is a tax-free sum of money that can be used for almost anything you wish. Here are some of [...]
How to avoid a costly roll-up on your Equity Release loan
One of the most common worries about Equity Release is how much it will cost. While it is tempting to know that you can spend some of the money tied up in your house, [...]
Bank of Mum and Dad…Could Equity Release help your child buy their first home?
Jack, 30, and his girlfriend Lily, 29, live in a very nice rented flat, a short commute to their London offices – but they see every payment to their landlord as money that could [...]
Low income? No problem! You can still apply for Equity Release
Meeting with new clients, there is one question that nearly always comes up: 'Is my income enough?' If that's what you're wondering, too, I won't keep you in suspense: the answer is 'Yes!' That [...]
How equity release can help you keep your home whilst enjoying the money tied up in it
As the current cost of living crisis intensifies – with prices of everything from gas and electricity to the weekly shop set to rise – more and more of my clients are frustrated at [...]
