Get advice about equity release in Belsize Park, SW3, from our professional advisors
Welcome to our site. Would you like to release equity from your property so you do not have to move? Maybe you want to know how Lifetime Mortgages differ from other retirement mortgages? We are independent and impartial equity release advisers working in and around Belsize Park, Camden, or St John’s Wood.
Our equity release brokers are always on hand so you can discuss your financial situation with them and learn more about equity release and what it could offer you.
Equity release can be at the forefront of your financial planning for your retirement and we have access to the whole of the market and are not tied to specific lenders, so we can search across hundreds of financial products to find the right one for your needs.
All our recommendations are tailored to your needs and have your best interests at their heart. We are FCA-regulated. We uphold and practise their strict code of conduct, so you can feel confident in your decision making.
During any free and no-obligation consultation at your home or another convenient location, we can discuss:
- The benefits and drawbacks of equity release
- Whether equity release could be suitable for you now or in the future
- Alternative financial products that could suit your needs – we have access to residential mortgages and retirement interest-only mortgages
We aim to simplify the process of accessing equity and are always here to answer any questions you may have.
To find out more, please call Martin on 020 3840 5011.
Why release equity in Belsize Park: How much could you raise
Would you like to release tax-free money from your home in Belsize Park? Nestled between Camden and Hampstead, Belsize Park has long been a much-desired part of the capital to live in. With cobbled mews, stunning architecture, and excellent travel links, it is considered the perfect location by many.
If you invested in bricks and mortar in Belsize Park, the chances are you will have seen the value of your home rise considerably since you first started living there. If you are wondering, ‘how much money could I raise through equity release?’ then use our equity release calculator.
According to the property site Rightmove, in 2021 the majority of property sales were flats and made an average of just over £836,000. Terraced houses sold for an average of £2.26m with semi-detached properties fetching £3.48m. The average price in the area was £1.1m.
Some of the most popular streets include Belsize Park Gardens, Eton Avenue, Belsize Square, and Lyndhurst Gardens,
To book a consultation with our independent equity release brokers, please call now on 0203 840 5011.
Camden and St John’s Wood equity release Lifetime Mortgage
If you are aged over 55, you may be able to access a Lifetime Mortgage in Camden, Belsize Park, St John’s Wood or Primrose Hill.
Equity release is divided into two categories: Lifetime Mortgages and Home Reversion Plans. The key difference between the two plans is that with a Lifetime Mortgage, you retain ownership of your property.
The vast number of equity release plans we recommend (over 99 per cent) are Lifetime Mortgages. This type of plan allows you to borrow money against the value of your home. Instead of making payments like a regular mortgage, you repay the capital plus any interest ‘rolled up’ when your property is sold. This is typically when you move into long-term care or die.
We only recommend Lifetime Mortgages with a no equity release guarantee meaning you will never owe more than the value of your home when it is sold.
Lifetime Mortgage products have many different features including the ability to make repayments, so you can control the future balance or release the equity in smaller amounts as you need them. To find out the answer to common questions, see our FAQs.
NW3 equity release advisers: Why talk to us about over 55 home loans?
We can offer you the right equity release service, so you can find out if equity release in Belsize Park is the right choice for you.
We are truly independent and unbiased service and offer a truly personal service that will help you build your plans and make the most out of your retirement. We will get to know you and your financial goals and will undertake the necessary research to find out the various options that could suit you.
We encourage family and friends to be involved. The equity release world is constantly evolving with new products being released all the time and we stay abreast of all developments, so we are as informed as we can be. We can also advise about inheritance tax planning.
Equity release can be used for all different reasons. Common reasons include:
- To enjoy a more comfortable retirement for day to day living costs
- To help family or friends with costs such as getting on the housing ladder
- Carrying out home improvements such as extensions
- To clear existing mortgages or debt
- To travel more
- To finance care at home or private hospital treatment
- To make big purchases, such as a new car or holiday home
Read our blog: When is the right time to apply for an equity release loan?
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Appointments can be arranged in the comfort of your own home with Martin in Belsize Park and the surrounding local areas including:-